About Julia
Are you searching for the ideal mortgage bank to work with you and that is making your needs, desires, and goals a priority? First Federal Savings Bank of Rochester is the best option for you. I work in Rochester, Silver Lake, Huntington, Noblesville, Syracuse, Bourbon, Bremen, Etna Green, Mentone and many other locations in Kosciusko County.
We have many options in FHA loans with VA loans available along with other standard mortgage solutions. We are easy to work with and will help you meet your financial goals. You can also use us as a full-service bank offering checking accounts, savings accounts, CD’s. We also have LPL Financial to assist your investment needs plus a convenient mobile banking app.
Spring is here which means we are all thinking of improvements; total remodels; new construction. Maybe even thinking now is the time to purchase a new home or a second home or cottage in the woods or on a lake for a quick get-away! If you are working with First Federal Savings Bank we can find the right program and rate to accomplish your goals. I believe we need to be educated on what it takes to buy our first home or consider refinancing and/or assist with working toward your family financial picture in a better light – debt consolidation not lasting. We have many programs to establish upon deposit needs and lending – which may include construction; commercial; residential; investing plus an insurance division that assists with your insurance needs. We truly offer help for all of your financial needs.
I have been employed at First Federal Team for over 30 yrs – this experience has given me dedication that is needed to help my team members through the process - beginning with pre-approvals through closing - explaining each step and underwriting commitment and compliance. I am your direct connection to First Federal Team. My goal is that you are comfortable when purchasing making the most important investment decision that you as homeowner will face.
My expertise includes purchasing financing new homes improvement from the ground up – new construction but also refinance existing homes. Please feel free contact me at 574-453-1096 toll free at 888-268-1224 or email juliam@firstfederalbanking.com
Convenience and Availability
Convenience is key - When scheduling, meeting at a mutual location and around busy work, family and social schedules is important for all parties as we proceed with the pre-approval and completing your flexibility to meet at your office, coffee shop or over lunch. I strive to be flexible with all schedules and meeting locations. My website is always open to view, apply or research programs! Contact me to help watch the rates with you!
Involvement in the Loan Process
We will work as a team through your mortgage process – pre-approval to application to closing. Questions - please ask, they are so important to your process and very welcome! Questions after closing are always welcome! Feel free to contact me anytime - we are your #1 mortgage servicer!