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At First Federal Savings Bank, we are here to serve you, our customers. We are always happy to hear from you. Please contact us with any comments or questions you may have. We are ready to serve you in person, over the phone, or by email.

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Financial Counseling

Please know that no lender, or party associated with or acting on behalf of the lender, may contact a counseling agency on a borrower's behalf. The borrower must contact a counseling agency directly and personally to initiate the counseling process and schedule an appointment. Note: Whenever a borrower calls to schedule an appointment, the counselor must mail, fax, or email HUD's required handouts to the borrowers.

A lender may not contact a counselor or counseling agency to:

  • Discuss a borrower's personal information, including the timing or scheduling of the counseling;
  • Request information regarding the topics covered in a counseling session, or
  • Check on the progress of the counseling session.
  • Similarly, counselors and counseling agencies may not discuss any of these topics with a lender.

Find a HUD-Approved Counselor near you