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CDs & IRAs

Certificates of Deposit (CDs)

Certificates of deposit offer a safe, guaranteed rate of return, with a variety of maturity dates to coincide with your needs. Our CD terms range from 3 month to 5 years. See the most up to date terms and rates for our accounts by clicking on the current rates button below. All of our CDs can be set up as an IRA, contact any of our representatives for details.

View Our Current Rates

We offer three exclusive CD options to all First Federal customers:

EZ Access 12 Month Certificate of Deposit

Combine the benefits of a Money Market with the stability of a CD

  • Make additional deposits of $1,000 or more anytime without extending the maturity date
  • Withdraw $1,000 or more once per calendar month without penalty
  • Only $5,000 opening deposit
  • Only $1,000 minimum balance
  • Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty
  • Open Now

2 Year 2 Option Certificate of Deposit

A CD with two great options for added ease

  • Make two additional deposits of $1,000 or more anytime without extending the maturity date
  • Raise the interest rate one time during the term to our current 2 Year 2 Option rate
  • Only $500 opening deposit
  • Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty
  • Open Now

18-Month Flexible Certificate of Deposit

A CD with flexibility in mind

  • Make additional deposits of $100 or more anytime without extending the maturity date
  • Only $500 opening deposit
  • Penalty for early withdrawal except for credited interest which may be withdrawn at any time without penalty
  • Open Now

Speak with an account representative for more information on Certificates of Deposit, and account disclosures explaining interest calculation.

Background

Individual Retirement Account (IRA)

First Federal Savings Bank makes it easy to manage your personal finances and an IRA is a great way to save for your retirement. We urge you to contact us with your specific questions and for more detailed information.

  • Traditional IRA
  • Roth IRA