Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FHA & USDA Loans

Home Financing with little or no payment - helping you move in sooner and keep more money in your pocket

FHA Loans

Looking for a low down payment and flexible credit requirements? FHA loans make homeownership more accessible for many buyers.

Benefits of FHA Loans

  • Low down payment options as little as 3.5% down (and can be a gift)
  • Flexible credit score requirements
  • Competitive rates backed by the Federal Housing Administration
  • Fixed Rate terms available
  • Streamline and Cash-Out Refinancing option

 

The offer of credit is subject to credit approval. 

USDA Loans

Buying in a qualifying rural area? USDA loans offer full financing with no down payment, making it easier to own the home you want.

Benefits of USDA Loans

  • No down payment required
  • Affordable fixed-rate terms
  • Available for eligible rural properties
  • Streamline Refinancing Option
  • Available for low to moderate income households 

 

The offer of credit is subject to credit approval.