Key Benefits
- No PMI required when credit and LTV thresholds are met
- Flexibility to choose between fixed or adjustable terms
- Lower upfront costs with closing cost options
Loan Details
- Available for first-time buyers purchasing a single-family, primary residence - no manufactured or construction loans allowed
- First-time defined as no home ownership in the past 3 years
- Fixed and Adjustable Rate terms available
- 90.01-95% LTV with no PMI for credit scores 720+
- 80.01-90% LTV with no PMI for credit scores 700+
- Optional no closing costs package available
The offer of credit is subject to credit approval.