Schedule of Fees | First Federal Savings Bank

Schedule of Fees

Effective November 1, 2023

Service

Per Item Fee

Bill Pay Online Banking Service

Free

Optional Overnight Online Bill Payments

$9.95

Optional Next Day Online Bill Payment

$14.95

Overdraft (OD)/NSF Charge

$30.00

ACH Overdraft (OD)/NSF Charge

$30.00

Returned Check Charge

$30.00

ACH Return Charge

$30.00

Business Non-sufficient Funds (NSF) Deposit Fee

$30.00

Official Check / Money Order

$5.00

Check Copies

$3.00

Debit/ATM Card Replacement

$5.00

Incoming Domestic or International Wire Fee

$10.00

Outgoing Domestic (only) Wire Fee

$20.00

Check Printing

Varies

Checking Line of Credit (per month)

$2.50

Research Time (Per Hour)

$30.00

Non First Federal ATM Usage (Per Occurrence)

$2.00

Non First Federal Cardholder at First Federal ATM

$3.00

Statement Copies (Per Page)

$1.00

Stop Payment (ACH & Check)

$30.00

ATM/Debit Card

Free

Inactive/Dormant Charge (Per Month)

Three (3) years of inactivity for savings, twelve (12) months of inactivity for checking. Balance less than $200.00

$5.00

Commercial Checking Item Fee (per item)

$0.15

Commercial Checking Coin/Currency Deposit)

Per thousand dollars deposited

$0.50

 

Lock Box

Fee

3x5

$45.00 Annually

5x5

$50.00 Annually

3x10

$55.00 Annually

5x10

$75.00 Annually

10x10

$125.00 Annually

Key Replacement (while you still have the box)

$50.00

Drilling Fee

$200.00

 

Checking Account Fees

Monthly Maintenance Fee

Preferred Checking

Waived if you maintain a daily balance of $1500.00 or more.

$7.00

Simply Savings

Waived if you maintain a daily balance of $100.00, are under age 18 or over age 50.

$3.00

Money Market Savings

Waived if you maintain a daily balance of $500.00 or more.

$7.00

Business Interest Checking

Waived if you maintain a daily balance of $1500.00 or more.

$7.00

Commercial Checking

$15.00

Simply Business Savings

Waived if you maintain a daily balance of $100.00 or more.

$3.00

Business Money Market Savings

Waived if you maintain a daily balance of $500.00 or more.

$7.00

 

 

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