Back to Top

Checking Accounts

Simply Free Checking

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE Thank You Gift*
  • Buy back of your unused checks and debit cards from another financial institution
Simply Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
50+ Interest Checking

A perfect account for customers 50 and over!

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
Preferred Interest Checking

An account for those interested in higher interest!

  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $7 monthly charge if minimum balance falls below $1,500

Minimum opening deposit is only $50.Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. *Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.**Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.***Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.^If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.Ask us for details. Bank rules and regulations apply.