Savings and Money Market Accounts

Our regular savings program is designed to make it easy to develop a savings habit.  The regular savings account has a $150 minimum deposit to open, no monthly maintenance fees, no restrictions on deposits or withdrawals*, and pays interest on any balance.

Regular Savings Account

Just the account for the beginning saver - $150 minimum deposit to open.

• No minimum balance - earn interest on all balances
• Free unlimited use at first federal savings banks ATMs
• Free unlimited use of Bank-By-Phone
• Free online banking use
• Quarterly compounding and crediting
• Quarterly statement
• No service fees

Money Market Account

This is the account for you if you want to earn market based tiered interest rates. As the balance grows, the interest rate increases. An excellent program to add to your portfolio of savings for the future.

• $2500 minimum deposit amount to open account
• Free unlimited use of bank-by-phone
• Free online banking use
• Monthly maintenance fee of $5.00
• Monthly maintenance fee is waived if a balance of $2,500 or more is maintained
• Monthly compounding and crediting
• Monthly statement
• A 5 tier interest rate structure

Please check "Rate Watch" on our home page for the current interest
rates or call any of our branch offices for more detailed information.

*Federal regulation restricts the account holder's ability to make no more than six pre-authorized, automatic, or telephonic transfers per month from a savings or money market account.