During tough economic times, we all do what we can to find ways to save money. We are fortunate right now to see mortgage interest rates the lowest they’ve been in decades, so this is a good opportunity for you to save money on your mortgage loan.

 

If you have a mortgage loan with us or with another financial institution, take a look at the interest rate on your loan, and then compare it with our interest rates. Chances are, you will be able to refinance your loan at a rate that is much lower than your current rate, which will save you money on your monthly payment and in the long run.

 

Those just starting out who hope to buy their first home are also in a good position to take advantage of the low rates. In addition to that, we will pay closing costs for first time buyers on any type of home loan for which they qualify. This in itself is a significant savings for the borrower.

 

All of our mortgage customers benefit from the personal service we give them throughout the life of the loan. Each of our branch offices has loan servicing staff to answer your questions or help you with your loan whenever you need them. We’re as close as your nearest branch office.

 

I’m easy to reach, as well. If you have something you’d like to talk about, please feel free to contact me at dick@firstfederalbanking.com or 1-800-422-3372.